We consider it our primary duty to protect and grow the deposits of our members……
AS PER CERCULAR OF PUNE ADVISORY BOARD OF COOPERATIVE COMMISSIONER AND REGISTRAR NO. 2902 DATED 26 / 07/ 2023, THE RATE OF INTEREST ON DEPOSITS IN CREDIT INSTITUTIONS [PATSANSTHAS] SHOULD BE LIMITED TO 10%. BUT SOME CREDIT INSTITUTIONS AND MULTISTATES ATTARCT DEPOSITERS BY OFFERING INTEREST UPTO 15%. HENCE DUE TO UNREALISTIC AND IMPRACTICAL INTEREST RATE CREDIT INSTITUTIONS AND MULTISTATE BUSINESS COLLAPSE AND AS A RESULT, IT BECOMES DIFFICULT TO RECOVER DEPOSITS, RUINING THE DEPOSITERS AND THEIR FAMILIES.
TO KEEP THEIR DEPOSITS SAFE, DEPOSITERS SHOULD NOT BECOME VICTIMS OF UNREASONABLE INTEREST RATES WHILE MAKING DEPOSITS. A RELIABLE CREDIT INSTITUTION WORKING UNDER THE COOPERATIVE ACT SHOULD BE SELECTED AFTER STUDYING THE LOAN ALLOCATION, RESERVE FUND, LIQUIDITY FUND, AUDIT CLASS, OUTSTANDINGS, NPA, BRANCH EXPANSION, STAFF RECRUITMENT AND DIVIDENT DISTRIBUTION FOR LAST 3 YEARS.
SAVING ACCOUNT
PIGMY ACCOUNT
SUPER SAVING ACCOUNT
RECURRING DEPOSIT SCHEME
REINVESTMENT DEPOSIT SCHEME
FIXED DEPOSIT SCHEME
MONTHLY (Pension) DEPOSIT SCHEME
SAVING ACCOUNT
Saving money is a good habit. Which helps to improve our life. Also, for daily transactions money remains safe in the savings account. Savings account has the facility of depositing or withdrawing money as and when required. So what are you waiting for? Experience perfect banking and prompt service by opening your new account with the institution today….!
Savings account should have a minimum balance of Rs 200/- and you can also linked the savings account to the mobile banking facility.
PIGMY ACCOUNT
Even though the daily earnings are coming in every day, nothing is left at the end of the month? Then in such a situation, Shalivahan Patsanstha has brought a daily deposit plan for you…! In this, every day our authorized Pigmy Agent comes to your doorstep collect as much money as you can possible and credit it on your pygmy account. A small investment today creates a big savings in the future. After a few years this small investment will have turned into a huge sum with an attractive interest rate. Who will make your dream come true. This scheme is highly beneficial for children, housewives, professional, salaried, shopkeepers, small traders and professionals.
Complete an ocean of dreams with small savings!
SUPER SAVING ACCOUNT
(for lawyers, doctors and All type of Business holder)
Super Saving Account is an account for Daily use. Shalivahan Patsanstha Pays Attractive 5% ROI to this Account. It is an account for lawyers, doctors and All type of Business holder to keep liquidity funds available for necessary payments and withdrawals. Super Savings account should have a minimum balance of Rs 500/-and you can also linked the Super savings account to the mobile banking facility.
RECURRING DEPOSIT SCHEME
Often, the income that comes home is spent on meeting the small needs of the family, leaving nothing in the account at the time of need. So we should save in a disciplined manner, and for that Recurring Deposit Account is a planned where a person deposits a fixed amount every week or every month for a fixed period of time. And after a certain period the total amount is returned to the account holder with attractive interest. The Shalivahan Recurring Deposit Scheme is proving to be a popular option for people to meet their big needs and dreams of tomorrow.
REINVESTMENT DEPOSIT SCHEME
To fulfill a big dream, you need a big income! Today everyone wants to double their investment. But this investment should be done in a reliable place. So, after a certain period of time your amount will double And your desired dream will come true sooner than expected! So choose trusted by numerous customers, the best and safest option to double your money – namely Shalivahan Reinvestment Scheme. The Period for Reinvestment Scheme is 120Month. Then decide today, Take the first step towards your dreams. Contact us for more information about Shalivahan Reinvestment Scheme.
FIXED DEPOSIT SCHEME
You are Businessman or a job Holder, money often comes in hands and slips out of your hands like sand in your fist. As a result, accumulated savings also go away.
That is why it is necessary to invest the hard-earned savings at the right time and in the right place; guaranteed safety and attractive returns wherever possible.
In a fixed deposit, a fixed amount is deposited for a fixed period of time. On which a fixed rate of interest is paid. This rate of interest assures a fixed return on investment Fixed deposits come with various repayment options for tenure and interest rates that means keeping the savings as a fixed deposit for a certain period of time is a great and safe option!
Specially, this scheme gets maximum interest for senior citizens. That means investment in Shalivahan Patsanstha can be a source of income…!
MONTHLY (Pension) DEPOSIT SCHEME
We always say ‘thembe-thembe tale sache’ Just as a tree planted today provides shade along with fruits in the future. The seeds for that future comfortable life should be sown today. Shalivahan Patsanstha has come up with monthly deposit scheme so that you can enjoy a carefree life in old age….!
After a certain age comes the time to leave aside all our work, responsibilities and stressful life and live contentedly. This contented life should not be interrupted by financial difficulties so make provisions for this and now invest a Small Amount in the Shalivahan monthly deposit scheme and enjoy a contented life after retirement. Your monthly deposit plan returns will be credited directly to your account every month.
Enjoy a satisfied life after retirement….!
If need any info About Deposit please contact us!
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Saving Account
A Business Friend Loan is an informal loan agreement between friends, where one lends money to the other to support a business venture. This type of loan typically has flexible terms, such as low or no interest, extended repayment periods, and minimal or no formal documentation. While it’s rooted in trust and goodwill, it’s important to establish clear repayment terms to avoid potential strain on the friendship.
